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First Time Home Buyers in Long Island, NY, and the Surrounding Areas

Getting ready to buy your first home? Wondering ‘what’s next’ or ‘how do I get started’?
You’re not alone. We’re with You Every Step of the Way!

First-Time Home Buyer Program in Nassau County, NY

If you are thinking about buying your first home, you are facing an extremely exciting time in your life. Lynx Mortgage Bank LLC, offers a first-time homebuyers guide that will assist you at every step of the way when buying a home in Nassau County, NY. We can take you through your home buyer’s mortgage loan options, helping you find the right home loan rate to cater to your unique circumstances.

Access Easy and Affordable Mortgages at Lynx Mortgage Today

As the best mortgage lender in Nassau County, NY, the team at Lynx Mortgage Bank LLC, offers a range of loans for first-time homebuyers in the area. We have put together a first-time homebuyer’s guide that makes the process easier so you can buy with confidence. To learn more, contact our team today at (877) 599-LYNX.

Does Lynx Mortgage Bank LLC have a program for First Responders?

Yes. On behalf of the entire team at Lynx Mortgage Bank LLC, we want to say thank you to all of our First Responders. Our First Responders are the cornerstone of our community. Their service and dedication are what drive us forward. We are proud to announce our First Responder program for all eligible borrowers. As our way to say thank you for all that they do, we are offering First Responders $1,000 off of their mortgage closing costs. This applies to all past and current military servicemen and women, police officers, EMTs, Doctors & Nurses, firefighters, and more. This is open to first-time home buyers and returning homebuyers. To learn more, we invite you to contact our team.

How can Lynx Mortgage Bank LLC help me as a First Time Homebuyer?

Lynx specializes in guiding first-time homebuyers through the mortgage process. We provide our clients with a simple no surprises approach to the home buying process. Lynx Mortgage Bank LLC is a direct lender which gives clients access to a wide array of products and programs, competitive pricing, and in-house underwriting. This gives Lynx full control of the loan from start to finish. At Lynx, we treat our clients like family and we stand by their side every step of the way. To learn more about how Lynx can help you, we invite you to contact one of our highly qualified mortgage specialists today, or stop in and meet our team we are located at 143 Post Avenue in Westbury New York.

What should I avoid during the home buying process?

It’s important to avoid applying for any new credit during the mortgage process. We recommend keeping your credit card balances below 30% of your limit. We strongly advise that you do not max out any existing lines of credit during the home buying process. Additionally, we recommend you stay away from making any large purchases. Large purchases during the mortgage process can have a negative impact on your credit score. Do not close any current credit card accounts, if you’d like to close out one of your accounts we strongly advise you to wait until after closing to do so. Additionally, you should always continue to pay all your bills on time. Following these steps can simplify your path to homeownership.

What will I need to apply for a mortgage?

When applying for a mortgage you will need copies of your last 2 years’ W2 and tax returns, If self-employed, copies of your last 2 years’ business return. During the home buying process, you will also need your most recent pay stubs for a 30 day period, Copies of your checking and savings accounts statements for 2 months, or any account you’re utilizing for the mortgage transaction. Additionally, you will need a list of all/any credit card accounts; including car loan/lease and/or student loans. Further documentation may be requested by our team if necessary. As always, our team of experienced mortgage professionals are by your side every step of the way from application to closing.

How do I get Pre-approved?

As a first-time home buyer or a repeated home buyer, it is important to get pre-approved before starting the home buying process.  In today’s market having a pre-approval gives both your real estate agent and the homeowner confidence that you are a committed and qualified buyer. Simultaneously giving you the ability to shop for homes within your budget that you know you can afford. Becoming pre-approved also gives you and your loan officer a head start on identifying which loan programs will accommodate your needs. Overall, your pre-approval is an essential part of the home buying process, and acquiring one can help ensure a smoother mortgage process from start to finish. To get started on your mortgage pre-approval we invite you to contact us today at 877-599-LYNX that’s 877-599-5969

We stand by our client's every step of the way.

Lynx Mortgage Bank LLC is a direct lender, which gives our clients access to a wide array of products and programs, competitive pricing, and in-house underwriting. This gives us full control of your loan from start to finish. To learn more about how Lynx can help you we invite you to contact one of our highly qualified mortgage specialists today. You can reach us at 877-599-5969. At Lynx, we guarantee satisfaction, not surprises. We look forward to speaking with you soon.

Helping to Guide You on the Path to Home Ownership

Housing and car loans
Step 1

Too many questions about how to buy your first home?

Chat with us today. 877-599-LYNX or schedule your meeting here.

Pre-approved Home Loans
Step 2

What do I need before going to open houses?

A pre-approval by Lynx Mortgage opens the door to home ownership.

Licensed Realtor
Step 3

How do I start looking for a home?

Work with a licensed realtor to find a home within your price range.

Adjustable Rate Morgages
Step 4

Found a house you love?

Your realtor will present the offer.

Corporate loans
Step 5

Your offer was accepted?

Terrific. Now we recommend* having the house inspected by a licensed home inspector.
*though not mandatory, it is highly recommended

Bank Loan Services
Step 6

Inspection complete?

Great. Now it is time to review and sign the contract with your attorney.

Loan Application Process
Step 7

Now we can begin the loan application process.

Loan Officer
Step 8

Your loan officer will be there to guide you every step of the way until they are cleared to close.

Easy Mortgage Loan
Step 9

Congratulations. It’s closing day.
You are now a first time homeowner.

Frequently Asked Questions

How large of a mortgage can I afford?

This depends on a variety of factors, including your income, monthly expenses, interest rate, your initial down payment, and current credit rating. It may sound complicated, but our team will work with you to determine the right mortgage size for your needs and your budget.

Home Economics – US Department of Housing And Urban Development

Search for home buying programs available in your area

Should I schedule a home inspection?

Yes! Purchasing a home is one of the largest investments a person can make. To protect yourself from investing in a property that could have underlying damage or unsuitable conditions, it is recommended to conduct a home inspection to help you make your decision a great one.

Protect yourself and your investment with a home inspection

What is homeowners insurance and why do I need it?

Homeowners insurance keeps you financially protected in the event of damage to your assets and property. Mortgage lenders want to make sure your property is protected with homeowners insurance and usually require proof of insurance before the mortgage is approved.

Homeowners Insurance Information and Resources

The seller accepted my offer, how do I get ready to close and sign?

You have chosen a loan and a lender, and your offer has been accepted by the seller, congratulations! You are now ready to focus on closing on your new home. Our team will walk you through the closing process step by step.

How to get yourself ready to close

Don’t Just Take Our Word For It!

Our Dedication to Serving Our Clients Speaks for Itself.

Call 877-599-LYNX or inquire below for more information.

One of our team members will be in touch shortly

Contact Form
Lynx Mortgage Bank LLC

Lynx Mortgage Bank LLC

Licensed Mortgage Banker: NYS Department of Financial Services NMLS # 5838

877-599-LYNX • 143 Post Avenue • Westbury, NY 11590 • T: 516-334-0200 • F: 516-334-0225 • Sitemap

Licensed Florida Mortgage Lender #MLD2370

Equal Housing Lender | Not a Depository Institution

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