About us
Why work with Lynx?
Discover what sets us apart
Our dedication to personalized service means you’ll have a direct connection with our team every step of the way, ensuring your needs are always a priority.
Exceptional Customer Service
We are committed to building long lasting relationships with our clients.
Transparent Communication
We pride ourselves on our “no surprises” approach to lending, vowing to be honest from start to finish.
Quick & Efficient Closings
We do all underwriting in-house, making us your fastest and most effective option.
Lynx Mortgage Bank LLC is not a chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority except to make mortgage loans.
ZAHRA JAFRI, PRESIDENT & CO-FOUNDER
“Our accomplishments are based on a philosophy of honest, trustworthy service and solid, consumer-oriented financial products.”
LOAN PRODUCTS
Lynx Mortgage Bank has
financing solutions for everyone
Whether you’re a first-time homebuyer trying to find the best rate or a seasoned investor expanding your portfolio, our team of mortgage professionals has created an extensive list of products to help you take the next steps with confidence towards making your dream come true.
01.
Fixed Rate Mortgages
A loan with a consistent interest rate and monthly payments throughout the life of the loan, offering stability.
02.
Adjustable Rate Mortgages
A loan where the interest rate can change periodically based on market conditions, typically starting lower than a fixed rate.
03.
Refinance Loans
A new loan taken to replace an existing one, often to secure a better interest rate or adjust the loan terms.
04.
FHA 203K Renovation Loans
A government-backed loan that combines the cost of purchasing or refinancing a home with funds for renovations or repairs.
05.
FHA Loans
A government-insured loan with lower down payment and credit score requirements, ideal for first-time homebuyers.
06.
VA Loans
A government-backed loan available to eligible veterans, active-duty service members, and their families, offering competitive interest rates and no down payment requirement.
07.
SONYMA
A New York State program offering affordable mortgage options for first-time homebuyers, including lower down payment requirements and reduced rates.
08.
Condo & Co-Op Loans
Loans designed for purchasing condominiums or co-operative apartments, with specific requirements based on the property type.
09.
Jumbo Mortgages
A loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency, typically for high-value properties.
10.
Home Equity Line of Credit (HELOC)
A revolving line of credit secured by the equity in your home, often used for home improvements or debt consolidation.
What People Say
“Great service from beginning to end. Trying to close on our home was challenging during COVID-19 restrictions and being on the other side of the country made it even more challenging. The staff at Lynx worked through each obstacle efficiently even though many of them were newly imposed restrictions. We closed on time without any surprises. Thanks Lynx!”
Bill C.
Long Island, NY
“No matter what you are looking for the team at Lynx will be able to find a program for you! I have used them twice and would not hesitate to use them again. They make the process as seamless as possible.”
Barbara M.
New York, NY
“I used Lynx Mortgage a few months ago. They were the most professional and accommodating bank that I’ve ever worked with, especially compared to my experiences with other banks in the past. They made the whole process as easy as I could have hoped for. I would highly recommend them to my friends and family! Really happy I found them when I needed a mortgage.”
Donna D.
Brooklyn, NY
Programs
We offer a variety of loan programs tailored to your needs
Whether you’re buying your first home or refinancing an existing property, our diverse selection of loan programs is designed to help you achieve your goals. Our expert team is here to guide you through the best options available, ensuring you move forward with confidence.
First-Time
Home Buyer
Program
Lynx Mortgage Bank is committed to making homeownership achievable for first-time buyers everywhere. To help you take the first step, we offer exclusive benefits and support through our new First-Time Homebuyer Program.
Friendly
Neighborhood
Lending Program
Through our Friendly Neighborhood Lending Program, we provide financial assistance, including a significant amount towards closing costs, to help qualified buyers and their families purchase homes in minority neighborhoods.
Zahra jafri, president & Co-founder
“[We do things] the old-fashioned way—sitting down with the consumer, talking to them, walking them through the process, truly making sure that they understand the steps of mortgage financing and what type of a product they’re getting. Do the right thing by people [and] they stick with you…”
Explore the latest in homeownership
Keep up with the latest insights, tips, and updates on the mortgage market to help you navigate your home financing journey with confidence.
Our Blog→
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Choosing a mortgage involves more than deciding how much to borrow. You will also need to consider how your interest rate—and therefore your principal and interest payment—will behave over time. Two common options are fixed-rate mortgages and adjustable-rate mortgages, also known as ARMs. Neither option is automatically right for every buyer. The better choice depends…
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Finding a home that checks every box can be challenging. Some properties have the right location, layout or potential but need repairs before they truly feel like home. An FHA 203(k) Renovation Loan may allow eligible buyers to finance both the purchase of a property and qualifying renovations through a single mortgage. Instead of arranging…
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When preparing to purchase a home, most buyers naturally focus on the down payment. But the down payment is not the only money you may need at closing. Mortgage and real estate transactions also include a variety of services, taxes, prepaid expenses and administrative charges commonly referred to as closing costs. Understanding these expenses early…
Have any questions about the mortgage process?
Contact us today, and our team of experts will guide you through every step to ensure a smooth and straightforward experience.